The aformentioned case was in regards to a man who defaulted on his government "Guaranteed Student Loan". This means, that the government had to pay for those loans, the tax payer, you and I, and everyone else reading this who pays taxes.
Hence, it falls under "The only case in which SSI or SSDI income can be seized is if the entity owed is the government itself." clause of your above argument.
The main problem in this case is that this man was not in repayment ever. He took the loans, and apparently never attempted to pay them back. His disability was not a contributing factor to him not paying the loans back. He simply wanted a free ride. A policy that allowed this behavior, is simply irresponsible to future generations. (Notably because I could simply refuse to pay my debts, and after 10 years, all would be forgiven and I would be able to go about my business. Sacking the tax payers with another $50,000 - $100,000 in debt.)
While I feel for your situation, I do not believe it would apply to you or anyone else in your situation. I admit, from your story above, that you do seem to be having some issues getting a forbearance on your loans. That is a separate issue. Where you may want to check is with the Social Security Administration to see if you can get a letter of forgiveness from them so that this doesn't occur to you.
I am almost certain that some attorney out there might try to make this apply to someone in situation similar to yours. So in regards to that possibility, I hope that this is at least reviewed so it cannot ever apply to someone that had been in good standing (repayment, and paying) prior to becoming disabled. Other than that, I do not see the problem.
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timeasmymeasure
Um...
Date: 2005-12-08 03:33 pm (UTC)The aformentioned case was in regards to a man who defaulted on his government "Guaranteed Student Loan". This means, that the government had to pay for those loans, the tax payer, you and I, and everyone else reading this who pays taxes.
Hence, it falls under "The only case in which SSI or SSDI income can be seized is if the entity owed is the government itself." clause of your above argument.
The main problem in this case is that this man was not in repayment ever. He took the loans, and apparently never attempted to pay them back. His disability was not a contributing factor to him not paying the loans back. He simply wanted a free ride. A policy that allowed this behavior, is simply irresponsible to future generations. (Notably because I could simply refuse to pay my debts, and after 10 years, all would be forgiven and I would be able to go about my business. Sacking the tax payers with another $50,000 - $100,000 in debt.)
While I feel for your situation, I do not believe it would apply to you or anyone else in your situation. I admit, from your story above, that you do seem to be having some issues getting a forbearance on your loans. That is a separate issue. Where you may want to check is with the Social Security Administration to see if you can get a letter of forgiveness from them so that this doesn't occur to you.
I am almost certain that some attorney out there might try to make this apply to someone in situation similar to yours. So in regards to that possibility, I hope that this is at least reviewed so it cannot ever apply to someone that had been in good standing (repayment, and paying) prior to becoming disabled. Other than that, I do not see the problem.